Costco gift cards + a sale: how to get 52% off Gap (October 2026)
≈52% off Gap$100 of Gap cards for $79.99 at CostcoGap F&F 40% off through 10/21Costco membership needed
Costco sells $100 of Gap Inc. gift cards for $79.99. Use them during Gap's Friends & Family sale and the discount lands twice. The math, the rules, and the catch.
The trick
Costco sells some gift cards below face value. Right now: two $50 Gap Inc. eGift cards for $79.99, so $100 of spending for $80.
Pay with them during a sale and you get both discounts. You need a Costco membership to buy them.
The math, with Gap's Friends & Family
Gap's Friends & Family: 40% off everything, new arrivals included, online and in stores, through Oct 21 (checked Oct 14).
- A $100 hoodie → $60 on sale
- Paid with cards that cost 80¢ on the dollar → about $48 out of pocket, 52% off
- Gap cardmembers, code FAMILY for 10% more → $54 → about $43, 57% off
Rules worth knowing
- Buy the cards first: they arrive by email, normally within 24 hours
- One card works at Gap, Old Navy, Banana Republic and Athleta, outlets included
- Costco limit: 5 packs per membership every 14 days
- Non-refundable, so buy only what you'll spend
- Gap's sale excludes some collabs, 50%-off-only items, gift cards, tax and shipping
The bigger idea
The same move works anywhere Costco sells a discounted card for a store you already shop at: buy the card, wait for that store's sale, pay with the card. This is part one of a series; we're going through Costco's gift-card list next.